Life insurance is an insurance policy that provides peace of mind. It means that dependants will be financially provided for in the unfortunate event of your death. There is no guaranteed payout, as there no guarantee that you will die - similarly with car insurance, it is there 'just in case' and provides comfort in knowing your loved ones will not suffer any financial hardship if you are no longer around.

The number one reason to get life insurance is to provide financial protection for your dependents to lessen the devastating effects when a household's earnings suddenly cease. Daily struggles include, but aren't limited to, paying the mortgage and household bills, any outstanding debts and long-term saving towards university or retirement. Life insurance offers a practical solution and peace of mind for loved ones to enable them to continue life without financial worries or burdens.

Sometimes life insurance is obligatory, however, as many lenders will insist on it to cover the cost of a mortgage on a property in the event of your death.

The life insurance market can be confusing, and it can be difficult to find the right policy for a condition like Multiple Sclerosis without doing great amounts of research. Every life insurance application varies from person to person, and will depend on the answers you give.

If you manage your MS well by keeping healthy and active, an insurer is likely to accept you for life insurance cover. All insurers will however manage their level of risk when assessing your application. With us you can easily find the right MS life insurance for your circumstances and know that you're in safe hands.

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We are one of the UK’s leading life insurance and travel insurance specialists for people with pre-existing medical conditions, hazardous occupations or extreme sports/hobbies. We are passionate about protecting families, and for years we have helped thousands of people to protect themselves and their family.

We are experts in protection for high-risk customers and we have access to all the major insurance providers as well as specialist providers, and we have access to bespoke products specifically designed for our customers needs, so we can find you the best cover possible.

We offer clients full advice and make recommendations for life insurance to our clients to ensure that your financial needs are properly covered. As an independent life insurance specialist, we offer products from Whole Market as well as some specialist providers not available through standard companies.